Monday, 24 March 2014

PM Nawaz, John Kerry discuss Pak-US relations

PM Nawaz, John Kerry discuss Pak-US relations
THE HAGUE: Prime Minister Nawaz Sharif met with US Secretary of State John Kerry here on Monday.
During the meeting the two leaders discussed Pak-US relations. Mr. Kerry told Prime Minister Sharif that the United States will continue to work with Pakistan for the elimination of terrorism. The US Secretary State also assured the Pakistani prime minister of cooperation to over energy needs.
Speaking to the media following their meeting, John Kerry said the two countries were “deeply engaged.”
“We have great confidence in Pakistan’s nuclear security,” Kerry told reporters.
Prime Minister Sharif said: “there are a lot of challenges we are meeting these challenges in Pakistan.” The prime minister also mentioned his positive meeting with US President Barack Obama a few months ago in Washington DC.
Earlier, Prime Minister Nawaz Sharif arrived to attend the two-day nuclear third Nuclear Summit to be held in The Hague.
The summit would be attended by leaders from 53 countries, United Nations, European Union, International Atomic Energy Agency and Interpol.
The Prime Minister is accompanied by Special Assistant to the Prime Minister, Syed Tariq Fatemi and Foreign Secretary Aizaz Ahmad Chaudhry.
The first Nuclear Security Summit was held in Washington in April 2010 and the second one in Seoul in March 2012.
The summit is aimed at promoting nuclear security through voluntary national actions and international cooperation.

Prime Minister Sharif will address the gathering of world leaders on March 24. He will be one of the keynote speakers at a meeting on the future of the NSS process on March 25

Kill Me Now, I'm A Bad Person


What a janky mess this blog has become. Once the sparkle of my eye, I have now let it degenerate into that neighbor's yard filled with old lawn mowers and pickup trucks that the homeowners association so abhors. 
But so much has happened since I last blogged, I just don't even know where to begin. So many ups, so many downs and so many THOUSANDS of miles traveled. 

I've sent a brother off to Germany to teach religion. I started a blog about that whole shebang too and left that little blogging adventure to rot and die alone like everything else I've neglected. 

We bought a car and put over 10,000 comfortably traveled miles on it in about 6 months time. We hit up Portland in it for the second time this summer and then took the long way home to Utah via Monterey, CA where we visited some friends in the Air Force and had a generally fun, relaxing time. 

While traveling, my carefully laid plans to land myself a job panned out and I excitedly hitched my wagon to the number one advertising/design shop in Salt Lake City. You may have never heard of them, but that is exactly what they want you to believe. We are the talented millionaire son/daughter you never knew you had. You went off to war in the 60's and 50 years later, you get sucker punched in the throat by some feisty, cranky, millionaire son you apparently fathered and forgot about. We come at you with a left hook so quick, you're on your back with our bare, stinky foot in your mouth demanding you pay attention to us from now on. You oblige of course. 

What was that last bit about? I'm on a bunch of medication for obesity, depression, vitamin D deficiency, ADHD and sleep deprivation. I should probably go back and read that madness, but...moving on. 

Olin, the child of my baby mamma, is near the stage of walking and is currently ripping down and ingesting night lights, errant spoons, Chapstick tubes, bits of crumbled deodorant and gum wrappers faster than we can keep up with him. He's 10 months old and I've completely forgot he existed at least twice so far while I was tasked with watching him. He didn't get hurt, at least not as far as I am willing to admit, but who's to say what bits of garbage he's Hoovered up off the floor while I accidentally turned a blind eye?

So that is that my friends. Things are on the up and up and we are happy to announce that we are doing well. We fight less, kiss more, blame each other less, help each other more. I'm referring to my wife and I if that wasn't clear. And with this positive uptick in life, we prepare to take over the world...finally. I'm still aiming to own my own helicopter. I'd be sad if in 5 years I didn't have a nicer car than the 1996 Buick Regal I drive today. 
Really, what more is there?

So with this comes a healthy and much needed abandonment of my attempt at lazy Tumblr blogging and a renaissance of the blogger account. I'll bring you back up to speed best I can and hopefully do my lonely brother in Germany a favor by informing the world about his goings on, as they are very interesting. 

I hope you'll stay tuned and belittle me to tears if I dare try and fail at this again. I love to write and I love listening to myself talk, so really, I need this more than anyone.

Dont worry your pretty little mind...

DontWorryYourPrettyLittleMindRainyDaysObstacles

Exploring Oneself Through Travel

Exploring Oneself Through Travel

to-travel-is-to-live
To travel is to live
“Our battered suitcases were piled on the sidewalk again; we had longer ways to go. But no matter, the road is life.” ~ Jack Kerouac, On the Road
History witnessed that whenever a traveler pursued exploring, a new world emerged. Such is the power of traveling. Marco Polo voyages played a key role in introducing Central Asia and China to Europeans. Journeys of Christopher Columbus resulted in a connection between Europe and America in a way that it influenced the development of the modern western world. Ibn Battuta became a traveler to be a storyteller. These travelers gave the world gemstones, newfound countries and stories.
Humans have to travel. Having said that, humans evolved because of their nomadic nature. People traveled in Dark Age. People traveled to Modern age. And it is not the final destination. Traveling is transcendental and its repercussions are boundless.
Travel in joy. Travel in remorse. Travel in oblivion. Travel when nothing and everything makes sense. Mark Twain said, “Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts.” He further added, “Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one’s lifetime.”
We unravel the mysterious parts of our soul to ourselves when we are on a journey. Traveling never goes to waste/uncultivated as we never return unlearned. It manages to change you slightly inside out each time you go to a place unknown. On many of my traveling journeys, I realized, in the larger scheme of universe everything makes sense, which we tend to forget during the monotonous routine of our lives. We worry. We scream and make ourselves crazy. Traveling acquaints you with the fact that nothing is worth going berserk and bonkers

Love is All You Need

love

This fire that we call loving is too strong for human minds. But just right for human souls – Aberjhani.
Love. Unconditional love. Romantic love. Materialistic love. One can examine the nature of love but one cannot measure it. You cannot have a comprehensive examination of love. We have had philosophers, writers and poets attempting to describe their understanding of the emotion from the experiences they have had. Art, novels, music, movies and culture in different countries in different centuries have been enthused and enriched by love.
And they still continue to be. It will always be a guiding force for humanity. We have read sagas of Romeo and Juliet by Shakespeare and watched movies like Casablanca. In India we have had poets like Mirza Ghalib whose poetry on the emotion is as astounding as anything can ever be.
Rumi said love has no nature. You can feel love for the passenger sitting next to you in the bus, for your children, girlfriend, husband, parents, pet and all the gorgeous and heart-warming things under the sun. Love is the ultimate source of Joy.
If we flip the pages of history, we had Platonism theory of love that described love as a pure and non-sexual feeling for friends and family, also known as platonic love. It is the desire to love fellow human beings, understand them and help them nurture and grow.
Socrates, who believed himself to be the unsurpassed master of love, in Plato’s “Symposium”, divided love into two categories - Eros (earthly love) and Divine Eros (divine love). Eros is the material attraction towards a beautiful body for physical pleasure and reproduction. Divine Eros, on the contrary, is human soul gradually transcending to unconditional deific love. There is a difference between attraction of two human bodies and the affinity of two human souls.
Love is the hunger of the human soul for divine beauty. It has deeper emotional affiliations. One is enlightened to create and be in love. To grow and help others grow. And then of course, we had Aristotle inscribing, “Two bodies with one soul.” This was the idea of love by three great philosophers of the western world.
Rumi quote on love
Coming to the 21st century, we all in some fathomable ways must be aware of the existing reality. I am not going to talk about the divorce rates and the confusion amongst people to reach to a conclusion about their emotions. I solely believe we are living in a time and age where people are not self-aware about their emotions and it is disheartening. A life is to be loved and lived, lived and loved.
It is a clear reflection of the fact that when one is not in love with oneself, it leads to a pool of doubts. To love someone else, one has to be in love with oneself first. One needs to unlock the channels of thoughts and constantly discover. Love helps you travel through the difficulties and find a new world. That’s the beauty of love.
And somehow, I don’t know how, seeking true love has become an old-school theory. I distinctly blame the pop culture for imposing such a negative mindset that leads to mental collapse, psychosomatic diseases, drug abuse and everything that destroys the soul.
The idea of polygamy and infidelity is on the rise turning love into a cheap commodity. Alain Badiou (21st century writer) in his book, In Praise of Love (2012) wrote that love needs constant reinventing. We need to maintain it in a state of tension, unpredictability, and risk. One cannot choose to be fragile. Strength and loyalty is the dignity of love, and one cannot separate love from overall human dignity and hope.
Love is life-changing and soul-warming. It is an event and celebration. It is the basic food for the human kind to evolve and grow. Learn and understand.
This particular Rumi quote concludes my stream of thoughts on love, “Your task is not to seek for love, but merely to seek and find all the barriers within yourself that you have built against it.
Unravel and introspect. And, most definitely, love whole-heartedly.
One of my favorite “The Beatles” song

My Train Wreck Conversion(Article)

My Train Wreck Conversion
Image: Photo by Jimmy Williams
My Train Wreck Conversion
The word Jesus stuck in my throat like an elephant tusk; no matter how hard I choked, I couldn't hack it out. Those who professed the name commanded my pity and wrath. As a university professor, I tired of students who seemed to believe that "knowing Jesus" meant knowing little else. Christians in particular were bad readers, always seizing opportunities to insert a Bible verse into a conversation with the same point as a punctuation mark: to end it rather than deepen it.
Stupid. Pointless. Menacing. That's what I thought of Christians and their god Jesus, who in paintings looked as powerful as a Breck Shampoo commercial model.
As a professor of English and women's studies, on the track to becoming a tenured radical, I cared about morality, justice, and compassion. Fervent for the worldviews of Freud, Hegel, Marx, and Darwin, I strove to stand with the disempowered. I valued morality. And I probably could have stomached Jesus and his band of warriors if it weren't for how other cultural forces buttressed the Christian Right. Pat Robertson's quip from the 1992 Republican National Convention pushed me over the edge: "Feminism," he sneered, "encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism, and become lesbians." Indeed. The surround sound of Christian dogma comingling with Republican politics demanded my attention.
After my tenure book was published, I used my post to advance the understandable allegiances of a leftist lesbian professor. My life was happy, meaningful, and full. My partner and I shared many vital interests: aids activism, children's health and literacy, Golden Retriever rescue, our Unitarian Universalist church, to name a few. Even if you believed the ghost stories promulgated by Robertson and his ilk, it was hard to argue that my partner and I were anything but good citizens and caregivers. The GLBT community values hospitality and applies it with skill, sacrifice, and integrity.
I began researching the Religious Right and their politics of hatred against queers like me. To do this, I would need to read the one book that had, in my estimation, gotten so many people off track: the Bible. While on the lookout for some Bible scholar to aid me in my research, I launched my first attack on the unholy trinity of Jesus, Republican politics, and patriarchy, in the form of an article in the local newspaper about Promise Keepers. It was 1997.
I was a broken mess. I did not want to lose everything that I loved. But the voice of God sang a sanguine love song in the rubble of my world.
The article generated many rejoinders, so many that I kept a Xerox box on each side of my desk: one for hate mail, one for fan mail. But one letter I received defied my filing system. It was from the pastor of the Syracuse Reformed Presbyterian Church. It was a kind and inquiring letter. Ken Smith encouraged me to explore the kind of questions I admire: How did you arrive at your interpretations? How do you know you are right? Do you believe in God? Ken didn't argue with my article; rather, he asked me to defend the presuppositions that undergirded it. I didn't know how to respond to it, so I threw it away.
Later that night, I fished it out of the recycling bin and put it back on my desk, where it stared at me for a week, confronting me with the worldview divide that demanded a response. As a postmodern intellectual, I operated from a historical materialist worldview, but Christianity is a supernatural worldview. Ken's letter punctured the integrity of my research project without him knowing it.

Friends with the Enemy

With the letter, Ken initiated two years of bringing the church to me, a heathen. Oh, I had seen my share of Bible verses on placards at Gay Pride marches. That Christians who mocked me on Gay Pride Day were happy that I and everyone I loved were going to hell was clear as blue sky. That is not what Ken did. He did not mock. He engaged. So when his letter invited me to get together for dinner, I accepted. My motives at the time were straightforward: Surely this will be good for my research.
Something else happened. Ken and his wife, Floy, and I became friends. They entered my world. They met my friends. We did book exchanges. We talked openly about sexuality and politics. They did not act as if such conversations were polluting them. They did not treat me like a blank slate. When we ate together, Ken prayed in a way I had never heard before. His prayers were intimate. Vulnerable. He repented of his sin in front of me. He thanked God for all things. Ken's God was holy and firm, yet full of mercy. And because Ken and Floy did not invite me to church, I knew it was safe to be friends.
I started reading the Bible. I read the way a glutton devours. I read it many times that first year in multiple translations. At a dinner gathering my partner and I were hosting, my transgendered friend J cornered me in the kitchen. She put her large hand over mine. "This Bible reading is changing you, Rosaria," she warned.
With tremors, I whispered, "J, what if it is true? What if Jesus is a real and risen Lord? What if we are all in trouble?"
J exhaled deeply. "Rosaria," she said, "I was a Presbyterian minister for 15 years. I prayed that God would heal me, but he didn't. If you want, I will pray for you."
I continued reading the Bible, all the while fighting the idea that it was inspired. But the Bible got to be bigger inside me than I. It overflowed into my world. I fought against it with all my might. Then, one Sunday morning, I rose from the bed of my lesbian lover, and an hour later sat in a pew at the Syracuse Reformed Presbyterian Church. Conspicuous with my butch haircut, I reminded myself that I came to meet God, not fit in. The image that came in like waves, of me and everyone I loved suffering in hell, vomited into my consciousness and gripped me in its teeth.
I fought with everything I had.
I did not want this.
I did not ask for this.
I counted the costs. And I did not like the math on the other side of the equal sign.
But God's promises rolled in like sets of waves into my world. One Lord's Day, Ken preached on John 7:17: "If anyone wills to do [God's] will, he shall know concerning the doctrine" (NKJV). This verse exposed the quicksand in which my feet were stuck. I was a thinker. I was paid to read books and write about them. I expected that in all areas of life, understanding came before obedience. And I wanted God to show me, on my terms, why homosexuality was a sin. I wanted to be the judge, not one being judged.
But the verse promised understanding after obedience. I wrestled with the question: Did I really want to understand homosexuality from God's point of view, or did I just want to argue with him? I prayed that night that God would give me the willingness to obey before I understood. I prayed long into the unfolding of day. When I looked in the mirror, I looked the same. But when I looked into my heart through the lens of the Bible, I wondered, Am I a lesbian, or has this all been a case of mistaken identity? If Jesus could split the world asunder, divide marrow from soul, could he make my true identity prevail? Who am I? Who will God have me to be?
Then, one ordinary day, I came to Jesus, openhanded and naked. In this war of worldviews, Ken was there. Floy was there. The church that had been praying for me for years was there. Jesus triumphed. And I was a broken mess. Conversion was a train wreck. I did not want to lose everything that I loved. But the voice of God sang a sanguine love song in the rubble of my world. I weakly believed that if Jesus could conquer death, he could make right my world. I drank, tentatively at first, then passionately, of the solace of the Holy Spirit. I rested in private peace, then community, and today in the shelter of a covenant family, where one calls me "wife" and many call me "mother."
I have not forgotten the blood Jesus surrendered for this life.
And my former life lurks in the edges of my heart, shiny and still like a knife.
Rosaria Champagne Butterfield is the author of The Secret Thoughts of an Unlikely Convert(Crown & Covenant). She lives with her family in Durham, North Carolina, where her husband pastors the First Reformed Presbyterian Church of Durham.

Malaysia Airlines tells families ‘no survivors’: report

Malaysia Airlines tells families ‘no survivors’: report

KUALA LUMPUR: Malaysia Airlines on Monday reportedly told relatives of the 239 people on board a missing passenger jet that it believes the plane went down in the Indian Ocean with no survivors.
"Malaysia Airlines deeply regrets that we have to assume beyond any reasonable doubt that MH370 has been lost and that none of those on board survived," it said in a text message to relatives, the BBC reported.
Search for plane to continue
Malaysia Airlines told relatives of the 239 people on board MH370 that "we have to assume" the plane went down in the southern Indian Ocean, but vowed the search for the jet would continue.
"Malaysia Airlines deeply regrets that we have to assume that MH370 ended in the southern Indian Ocean," the airline said in a statement to the families, citing new analysis of satellite data.
"On behalf of all of us at Malaysia Airlines and all Malaysians, our prayers go out to all the loved ones (of those on board) at this enormously painful time," the statement continued.
"We know there are no words that we or anyone else can say which can ease your pain. We will continue to provide assistance and support to you."
The airline vowed in its statement that the ongoing search for the plane and an intensive investigation into its fate "will continue, as we seek answers to the questions which remain".
The statement echoed the words of Malaysian Prime Minister Najib Razak, who -- also citing satellite data -- told a press conference in Kuala Lumpur late Monday: "It is therefore with deep sadness and regret that I must inform you that, according to this new data, flight MH370 ended in the southern Indian Ocean."MH370 vanished without warning on March 8 while flying over the South China Sea en route from Kuala Lumpur to Beijing with 227 passengers and 12 crew on board.
Malaysia believes the plane was deliberately diverted by someone on board. But the absence of firm evidence has fuelled intense speculation and conspiracy theories, and tormented the families of the missing for 16 days.
The search swung deep into the Indian Ocean last week after initial satellite images depicted large floating objects there, and further sightings of possible debris in the area energised the massive, multinational operation.

It has not yet been confirmed that the debris spotted in the area is from MH370, and officials have voiced caution. It is also still unclear why the plane ended up so far off course over the southern Indian Ocean.

Hindus urge authorities to save Karachi temple

Hindus urge authorities to save Karachi temple
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KARACHI: Hindus in Pakistan’s commercial hub Karachi on Monday urged authorities to halt construction work on an underpass, which they say endangers a 150-year-old temple.
The minority community said vibrations from excavation work on a road being built just metres away from the Ratneshwar Mahadev Temple could cause irreparable damage to the building’s structure.
Pakistan’s Chief Justice Tassaduq Hussain Jillani on Monday ordered local authorities to provide an impact report within two weeks, but a Hindu community leader said that may be too late to save the temple.
“Heavy machinery is at work right now and it is our request that the court issue a stay order,” Ramesh Kumar Vankwani, the patron of the Pakistan Hindu Council told AFP.
The temple has long been a fixture on the city´s Clifton Beach, a popular recreation spot adjacent to Karachi´s most upmarket neighbourhood.According to the Pakistan Hindu Council, the temple holds a Grand Mela every year, attracting some 25,000 pilgrims.
Construction of the underpass is being financed by developer Bahria Town, which wants a road to link up to a skyscraper it is building some hundreds of metres away from the temple.But Vankwani said even the skyscraper was built on "evacuee property" -- land abandoned by Hindus at the time of India´s partition.
Under the law, such property is meant to be protected by the government.Zohra Yusuf, chairwoman of the independent Human Rights Commission of Pakistan said construction work "would vandalise the very face of a historical part of the city".

Officials at Bahria Town could not be reached for comment immediately. Discrimination and violence against religious minorities is commonplace in Pakistan, where Muslims make up 97 percent of the population. (AFP)

7 Reasons Your Memory is Bad

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You forgot your car keys at home (for the umpteenth time!), you could barely remember what you had for dinner the other night, and you missed your doctor’s appointment (again!). Does this sound like a familiar story to you? If this is how things go almost every single day, then you must be wondering why this is so when you’re barely in your 40s! Contrary to what some people think, poor memory does not always occur during old age. In fact, you’ll be surprised to know that some kids tend to be forgetful at times, and this is certainly not to be taken lightly. So, whether you’re 16 or 60, and you struggle with memory decline, it’s best to know common reasons your memory is bad – and do something to prevent things from getting worse.
The following are some of the typical causes of poor memory among individuals, which may also lead to reduced cognitive functions.
1. Depression
When people are depressed, it may be difficult for them to concentrate and recall things because of their preoccupation with their negative feelings. Unfortunately, no one is exempted from depression, and this can occur even to young children who are frequently exposed to stressful situations. Several instances that can cause people to be depressed include the death of a loved one, lack of appreciation from family members, and a few other reasons. Negative emotions including anger, fear and anxiety can also add to one’s forgetfulness and inability to concentrate. No matter how hard they try, concentrating and remembering things can be a major challenge because of their fixation with negative emotions and painful situations in their life.
2. Mental Confusion
Most people get into the habit of multi-tasking with the hopes of getting things done as quickly as possible. While this may seem as an exciting and challenging activity for some, it can eventually lead to mental confusion and stress. The moment their mind is overloaded with things to do, it’s possible for them to just lose it and experience mental confusion. With a confused mind, poor memory may arise and the only thing to resolve this is by learning to focus on one thing at a time. Keep in mind that your brain can only handle so much, which means exposure to more ideas can lead to mental pollution. Once this occurs, memory decline may follow because of mental stress.
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3. Inability to Express One’s True Emotions
There are individuals who have trained themselves to hide their true feelings out of fear, shame or pride. They tend to neglect the emotional aspect of their life, so they are no longer in touch with their feelings and thoughts. Although this practice helps people perform well in their jobs or studies even when their life is in shambles, this may be causing serious drawbacks to their memory. The brain is made up of two parts – the left and the right. The left portion of the brain governs the logic while the right facilitates artistic and emotional functions. When one uses both sides of the brain regularly, they are able to obtain a sense of balance in the way they think. This goes without saying that a strong and powerful memory is synonymous with strengthening both hemispheres of the brain. Hence, it is ideal to develop not only your logic, but you should also work on improving your creative side. By doing so, you can become a well-rounded person with superb cognitive function.
4. Drug Abuse
Certain drugs are called illegal or illicit for one obvious reason – because they do not serve any function to improving or supporting your excellent health. Unfortunately, there are individuals who get hooked on these drugs after a few tries or experimentation. Once their body has become accustomed to these substances, losing the habit can be a major challenge. Aside from serious physical and psychological issues, drug abuse and addiction can lead to memory decline as these substances affect the hippocampus or the part of the brain in charge with cognitive functions. As a result, poor memory occurs and worsens unless addressed properly (along with overcoming addiction).
5. Excessive Alcohol Intake
Based on scientific research, too much consumption of alcohol can lead to numerous health issues and mental problems including damages to your retrospective memory. This is responsible for learning and recovery of memories, which prevents you from becoming forgetful. However, alcohol consumption and addiction can lead to periods of blackouts or temporary loss of memory. When the habit of drinking continues, parts of the brain receive less supply of oxygen, specifically areas that contain alcohol. Over time, this condition can cause negative effects on the entire central nervous system.
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6. Thiamine Deficiency
Thiamine is an essential nutrient that is necessary for metabolizing food and converting it into energy. In addition, this B-vitamin is responsible for ensuring the normal functions of your nervous system. According to experts, large amounts of this vitamin is located in your brain, which maintains the production of neurotransmitters that impact your mood, memory, movement and thought. For those who receive insufficient amount of thiamine from their diet, they are likely to suffer from Wernicke-Korsakoff syndrome, which is a type of neurological disorder that leads to short-term and long-term memory loss. To prevent this condition, it is important for people to receive the right amounts of thiamine, which is a maximum of 1.2 mg for adults.
7. Lack of Sleep
Sleep helps refresh your body and mind while enabling any necessary repairs of worn out cells and tissues. In addition, brain waves are created as you sleep, and these are responsible in storing memories to your brain. These brain waves also transfer memories to the prefrontal cortex, which is the section of your brain that stores long-term memories. When you lack enough sleep, memories are unable to move toward the prefrontal cortex, and this leads to forgetfulness and short-term memory loss. Thus, adults should aim to get at least 7 to 8 hours of sleep to improve their memory and prevent any deterioration of their frontal lobe that can result to cognitive decline.
Having a good memory can significantly impact your performance level. Thus, it’s only right to start enhancing your memory by avoiding these factors that can make you more forgetful and function less efficiently.


Sunday, 23 March 2014

8 Simple Tricks To Save Hundreds Of Dollars Every Year

money saving tips
It has happened to all of us to spend money recklessly, just to realize that we have lost thousands of dollars on unnecessary items. On the other hand, another thing that wreaks havoc on your budget is the lack of organization – if you do not track your weekly or monthly expenses, you are likely to waste money without even realizing it. If you are trying to put some money aside for the rainy days, then you surely know that every dollar counts and that being said, here you will find 8 simple and efficient tricks to save hundreds of dollars every year:
1. Save Money On Your Car Insurance
Car insurance can be quite pricey these days and although these policies come with great savings opportunities, most of us simply overlook them. This is the time to re-examine your yearly car insurance policy and see whether you can lower your premium. If you are a good driver and you had no accidents or speeding tickets over the past years, then this can help you get cheaper insurance – on the other hand, make sure to use online price comparison engines, as they will automatically analyze the offers from various insurance companies and come up with the cheapest and most comprehensive policy for your needs. This will help you save a lot of time, money and trouble!
2. Pay With Your Credit Card Rather Than Cash
Have you been paying with cash all along? If so, then it is time to change your strategy – paying with your credit card can help you save anywhere between 5% and 10% of the total sum, especially if you have a cash-back credit card. The only condition to be eligible for such a card is to have an impeccable credit score and if you do, then you can easily apply for one and use it to pay the monthly bills, pay for gas, groceries and anything else. This can help you save a lot of money in the long haul, so why not do it? It is fast, efficient and effortless and besides that, you do not need to worry about carrying large sums of cash with you. The cash-back credit card will give you the peace of mind you need, knowing that your money is safe even if you lose your wallet!